Directions

1. In a small bowl, add the cocoa powder and water; mix well.
2. In a microwave-safe bowl add the milk chocolate chips and 1/2 cup of the cream, melt in 30-second intervals, stirring each time, until thoroughly melted. Remove from microwave and let the mixture cool.
3. In another bowl, place the cream cheese, the remaining ½ cup cream, the white sugar, and the powdered sugar. Beat until fluffy.
4. Combine the chocolate chip mixture with the cream cheese mixture and mix thoroughly until fluffy.
5. In a 2-quart baking dish, spoon in a ½-cup of the chocolate cream cheese mixture and spread on the bottom.
6. Take 6 of the lady fingers and dip them in the cocoa powder mixture (work quickly). Layer the cocoa-dipped lady fingers in the baking dish on top of the chocolate cream cheese.
7. Next, layer 3/4 cup of the chocolate cream cheese mixture on top of the lady fingers.
8. Layer 3/4 cup of the cereal over the chocolate cream cheese.
9. Dip the remaining 6 lady fingers in the cocoa powder mixture and layer on top of the cereal.
10. Layer the rest of the chocolate cream cheese on top of the lady fingers, and smooth it.
11. Sprinkle the remaining 1/4 cup of cereal on top, followed by the grated chocolate.
12. Chill for several hours before serving.